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50/30/20 Budget Calculator

Enter your income and instantly see how to split it across needs, wants, and savings.

€
Needs · 50%
€0,00
Rent, groceries, utilities, transport, insurance
Wants · 30%
€0,00
Dining out, entertainment, shopping, hobbies
Savings · 20%
€0,00
Emergency fund, investments, debt payoff
See how your actual bills stack up

MyBalancr tracks your bills against these targets, shows your real surplus, and keeps you on budget. For free.

Get started free → See how it works
Want to know where the 50/30/20 split comes from? Read the 50/30/20 rule explained, or see how to build a monthly budget step by step.

MyBalancr is a budgeting tool, not a financial adviser. The 50/30/20 breakdown and any figures shown are for general guidance only and aren't personal financial advice.

MyBalancr Pro — unlimited bills, CSV export & more. €4.99/month or €44.99/year. See plans →